Preheat oven to 375 degrees Fahrenheit. In a bowl, combine the corn, minced jalapeños, cream cheese, mayo, heavy cream or milk, 1 tablespoon of mozzarella, 1/2 teaspoon of salt and pepper, and 1/2 teaspoon of chili powder. Mix well. Transfer the mixture to a baking dish. Top off with more mozzarella, cojita cheese or Parmesan, and additional chili powder. Bake for 10-15 minutes.